Coverage for Your Furry Family
Your pet deserves the best care without the financial stress. We offer customizable Accident-Only and Accident + Illness policies with up to 90% reimbursement on eligible veterinary costs.
- Coverage for accidents and illnesses
- Up to 90% reimbursement on vet bills
- Any licensed veterinarian accepted
- Fast claim reimbursement (24-48 hours)
- Coverage for dogs and cats of all ages
- Optional wellness coverage available
Powered by Prudent Pet - Award-winning pet insurance underwritten by Markel Insurance Company
Get Your Free Quote
No commitment. See your personalized rates in minutes.
Your Information
Pick Your Plan. Pick Your Price.
Customizable coverage options to fit your budget and your pet's needs.
Annual Benefit
$10,000
- Broken bones & fractures
- Lacerations & bite wounds
- Toxic ingestions
- Foreign object removal
- Emergency care
- 24/7 Vet Chat included
Annual Benefit
$10,000
- Everything in Accident Only
- Cancer treatment
- Chronic conditions
- Hereditary conditions
- Prescription medications
- Diagnostic testing
- Surgeries & hospitalizations
- 24/7 Vet Chat included
Annual Benefit
Unlimited
- Everything in Essential
- Unlimited annual benefit
- Alternative therapies
- Behavioral therapy
- Dental illness coverage
- Rehabilitation therapy
- 24/7 Vet Chat included
Comprehensive Coverage for Your Pet
From routine checkups to unexpected emergencies, we've got your furry friend covered.
Veterinary Exam Fees
Coverage for exam or consultation fees associated with the diagnosis and treatment of your pet.
Prescription Medications
Coverage for prescribed medications needed to treat covered conditions.
Surgeries & Procedures
From minor procedures to major surgeries, we help cover the costs of necessary medical interventions.
Emergency Care
24/7 emergency care coverage when your pet needs immediate medical attention.
Short Waiting Periods
5-day waiting period for accidents and 14-day waiting period for illnesses.
Up to 90% Reimbursement
Choose your reimbursement level and get back up to 90% on eligible veterinary costs.
Optional Add-Ons
Enhance your coverage with optional wellness and exam fee add-ons.
Wellness Coverage
Covers routine care like annual exams, vaccinations, dental cleanings, flea/tick prevention, and more.
- Annual wellness exams
- Vaccinations
- Flea & tick prevention
- Heartworm prevention
- Dental cleanings
- Spay/neuter
Exam Fee Coverage
Adds exam fee coverage to your policy so you're reimbursed for vet visit fees during covered incidents.
- Office visit fees
- Consultation fees
- Specialist exam fees
Why Pet Insurance Matters
Veterinary costs have increased over 10% annually. A single emergency visit can cost thousands of dollars. Pet insurance gives you peace of mind knowing you can provide the best care without the financial stress.
- Budget-friendly monthly plans starting at $20/month
- Customizable deductibles and reimbursement levels
- No in-network requirements - keep your local veterinarian
- Coverage for hereditary and congenital conditions
- Fast and easy online claims process
- Multi-pet discounts available
$3,000+
Average emergency vet visit
90%
Maximum reimbursement
24/7
Vet chat support included
48hrs
Average claim processing
Popular Breeds We Cover
We cover all breeds, but here are some of the most popular pets we protect.
Dogs
German Shepherd
from $45/moLoyal guardians originally bred in Germany, now popular as police and family dogs.
French Bulldog
from $55/moAdorable bat-eared companions known for their playful personality and adaptability.
Golden Retriever
from $42/moFriendly family favorites bred for retrieving, known for their gentle temperament.
Labrador Retriever
from $40/moAmerica's most popular breed, energetic and great with families and children.
Bulldog
from $58/moCalm and courageous companions with a distinctive wrinkled face and stocky build.
Poodle
from $38/moHighly intelligent and hypoallergenic, available in standard, miniature, and toy sizes.
Cats
Maine Coon
from $32/moGentle giants known for their large size, tufted ears, and friendly nature.
Ragdoll
from $30/moDocile and affectionate cats that go limp when picked up, great for families.
British Shorthair
from $28/moEasy-going cats with plush coats and a calm, dignified demeanor.
Siamese
from $26/moVocal and social cats with striking blue eyes and pointed coloration.
* Average monthly costs shown. Your actual premium depends on your pet's age, breed, location, and selected coverage.
Frequently Asked Questions
Everything you need to know about pet insurance coverage.
Peace of Mind Starts Here
Join over 50,000 pet parents who trust Kin & Companion to protect their furry family members. Get your free quote today and see how affordable pet insurance can be.